The News Blog with Eric Spillman

Doctors to Patients: We Don't Take Insurance


11:18 AM  January 29, 2008

Got a letter from my kids' pediatrician the other day.  It said he would no longer accept health insurance.  Any health insurance.

He gave a bunch of reasons.  Insurance companies just aren't reimbursing doctors enough.  Costs are going up.  He wrote that it was "the most difficult decision in his career."  But, he argued, it would ultimately mean better care for patients.  At least for the ones who can afford to keep seeing him. Now they'll get more of his attention and time. 

The doctor will now decide what type of care is necessary, not the insurance company.

I fired off a nasty reply.

I realize the doctor has a business to run.  He obviously feels he's not being compensated fairly by insurance companies.  That's his right.

Still, his choice is bad news for many of his patients.  Only the wealthier ones will continue to see him.  The ones who won't mind a 40% co-pay (of his non-discounted fees).  The others will just have to find another pediatrician.

I called Blue Cross spokeswoman Peggy Hinz to find out how often this sort of thing is happening.  How many doctors are just throwing up their hands and going to an all-cash practice?  I reminded her that last year Blue Cross changed its fee structure and is now paying less to some doctors for their services.

Hinz doesn't believe it's a problem. 

"That's the first I've ever heard of doctors just completely dropping insurance," she told me.

She may not have heard of it, but in talking to friends, I hear it's happening more often.

Anyone out there seeing the same thing?  Drop me an e-mail....

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Comments




Its very good article for the insurance holders and makes them good service




Eric, I work as an RN in the hospital and some of the doctors I work with have started this practice. Like you said, they've gotten fed up and thrown up their hands. I always hear them complaining about Medicare, Blue-Cross...you name it. I can see their point, the reimbursement they get will barely keep their practice going (paying the staff, supplies, lease on the building, etc.) But on the other hand--I sure can't pay cash for what they charge! Our health care system is in desparate need of change.




It is very sad Eric how "broken" the healthcare system has become.

I don't blame doctors at all for backing away from insurance. They have to have a department or contract one that does nothing but fight the insurance and state for what they are due.

Have you looked into the upscale doctors that provide you will a "no waiting" personalized service?

Okay, the costs are a lot above the average working persons abilities. Especially with young children.

At least, unlike Canada, we do have a choice where we can go - if choice is the right word.



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